Collatio® Loan Ops Automation

Collatio^® Loan Ops Automation

Collatio^® Loan Ops Automation is an AI-based app that offers a comprehensive set of features capable of automating the digitization, comprehensive analysis, and information extraction from a large array of loan documents that are in various formats such as scanned paper, PDF machine readable, XBRL/XML, JSON, Word, PPT, Excel & CSV. Using fully configurable financial spreading templates, the app can calculate financial ratios and generate financial reports.

Key Features

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Anomaly Detection

Library of 25+ proprietary supervised & unsupervised algorithms, pre-trained & tested for our products

External Data Enrichment

40+ scrapers & connectors for ingesting web & paid data subscriptions, e.g., news, social media, traffic, geo-location, sanction lists

Domain Ontologies

Prebuilt financial ontologies & business rules that will improve over time

Knowledge Graphs

30+ probabilistic spatial & temporal graph algorithms to determine links & connected entities

Reinforcement Learning

In-built reinforcement learning algorithms that improves our products’ performance over time “with & without a human loop

Reverse Engineering

40+ proprietary AI algorithms to identify transformations & business rules and to fix errors

User Interface and APIs

Pre-built graphical user interface (GUI) & APIs for quick deployment & integration with clients’ workflows

Cleansing & Harmonization

60+ algorithms for cleansing, harmonizing & validating data from internal & external sources in 30+ formats, e.g., JPEG, video, PDFs

Product Accuracy

Upto 93% accuracy that improves over time with prebuilt ontologies & reinforcement learning

Deployment & Scalability

Highly scalable with parallel & distributed computing with options to deploy on-premise or consume as SaaS

Data Governance

Provides role-based access & sends alerts for exceptions to strategies, policies & compliance guidelines

Time & Cost

Upto 85% improvement in time & cost over the current manual process

AI-powered Loan Ops Optimization Clears all Hurdles

Collatio^® Loan Ops Automation by Scry Analytics delivers tremendous gains in productivity and cost reduction, while guaranteeing unprecedented levels of accuracy at scale. It is powered by extensive automation that is implemented at each stage of the process, right from data ingestion to harmonization to analysis.

Usage of Collatio^®

Pay-stubs & W-2 forms
Tax forms, e.g., 1040, 1120 & 1065
Bank statements
Verification of employment
Fraud report

Purchase contract
Hazard insurance
Payoff statement
Driver’s license and passport, etc.

Collatio^® Serves

Residential mortgage loans
Small Medium Enterprises
Commercial real estate loans
Personal loans
Auto loans